A guide to the Professional Planner September 2012 edition and links to authors and additional content.

04 – from the editor
Pro bono the key to being a pro
Simon Hoyle – simon.hoyle@conexusfinancial.com.au

06 – wrap
A round-up of the month that was
Andrew Starke – andrew.starke@conexusfinancial.com.au

08 – planner profile
The accidental licensee
Chris Appleyard, Custom Wealth Solutions

14 – advice in action
Everything happens for a reason
A new approach to the future

20 – cover story
Something has got to give
Why more firms need a structured approach to providing pro bono services

26 – investing
When it comes to foreign currency, why hedge?

28 – insurance
Churn debate on hold as FSC plays for time
Andrew Starke – andrew.starke@conexusfinancial.com.au

33 – special report
Insurers locked and loaded, consumers yet to fully engage
To download a PDF version of this Special Report, please CLICK HERE

38 – advice
Pro bono for the not-for-profits
Bill Buttler – bill.buttler@ricewarner.com 

self-managed super
42 – A new strategy for SMSF succession planning
Bryce Figot – bfigot@dbalawyers.com.au
44 – Why D-I-V-O-R-C-E is not always the E-N-D
Louise Biti – louise.biti@strategysteps.com.au 

46 – best practice
Buying or selling, it’s a jungle out there

Ray Henderson – ray@businesshealth.com.au

48 – the profession
Let’s be honest about ‘fee for service’
Robert MC Brown – rmcbrown@bigpond.net.au

opinion
49 – Phil Anderson
50 – Andrea Slattery
52 – Robbie Campo
53 – Mark Rantall

54 – final word
Messing about in a part-owned boat

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