While a lack of large tracts of cash is the primary barrier keeping people from investing, a perceived lack of understanding remains a significant barrier to consumers entering the market according to research from Vanguard.
CEO Brett Cairns explained a product design that essentially formalises a basic investment strategy – setting aside a cash reserve "to help support income in fall-back positions". Investors will be blocked from retrieving their contribution to the cash bucket, however.
Investors, advisers and ultimately the regulator should all be paying closer attention to the underlying construction of ETF products according to Zenith Investment Partners' Dugald Higgins, who warns that many don't stick as close to the sector they're purportedly mirroring as they claim.
Advisers and retail investors have gone cold on alternative investments according to the research and investment consulting house CEO, who warned against comparing them to "raging bull" equity markets.
The pandemic, droughts, bushfires and even social movements like Black Lives Matter are forcing people to examine how their actions affect the world around them, which is affecting investment like never before according to researcher Investment Trends.
As the institutional advice market has all but evaporated, US-based fund manager Dimensional Fund Advisors has shifted its focus to the growing second tier of advice networks and expanded it footprint in the domestic market by about 25 per cent over the last two years.