In this stage of the industry’s progression, documentation will play an important role in advisers’ ethical practices, Jon Scukovic from Park Lane Advice Group in Melbourne and Western Sydney University’s Michelle Cull discuss in a conversation that traverses some of the principles and practicalities of implementing ethical practices.
Life insurance’s “paradigm shift” is accelerating
The known chronic illnesses that have historically prevented people from working have been replaced by subjective conditions like mental illness, creating a “paradigm shift” that is impacting the performance, sustainability and design of life insurance, particularly total and permanent disability cover.
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