Contributors

Lump sums versus retirement income: try the nudge rather than enforcement

There’s a fine line between educating investors and coercing – even strong-arming – them into certain patterns of behaviour. Take lump sums. A diverse range of organisations including the Association of Superannuation Funds of Australia (ASFA), CPA Australia, the Actuaries Institute, and the Australian Prudential Regulation Authority (APRA) have all raised concerns about the extent […]
Contributors

Post-retirement product focus ignores investor needs

Picture a scene. A doctor is about to give you some very bad news. You have a life-threatening disease which only afflicts 5 per cent of people and will require a major operation. It’s not only a shock but the statistics are cold comfort when it’s your future that’s at risk. That’s the type of […]