Paul Resnik is a co-founder of FinaMetrica, which provides best-practice psychometric risk tolerance testing tools and investment suitability methodologies to financial advisers in 23 countries. Paul has been in the financial services industry for more than 40 years. He has founded financial planning, asset management, life insurance, consulting, recruitment, conference, wrap and financial planning software businesses. He has a detailed understanding of the financial services industry supply chain and personal financial planning. He believes that comprehensive financial advice must take into account client's risk capacities and resolve any conflicting goals through collaborative decision making. Paul regularly tours and has spoken from industry podiums in Australia, the USA, Singapore, the UK, India, Malaysia, New Zealand and Germany. His current enthusiasms centre around the matching of investments to the needs of clients to meet both regulatory and best practice objectives.