<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.professionalplanner.com.au/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/poll-is-the-fpas-10-point-plan-a-workable-blueprint/</loc>
		<lastmod>2014-06-03T20:27:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/03/poll-can-financial-planners-attain-the-same-professional-status-as-doctors/</loc>
		<lastmod>2014-06-03T20:25:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/the-financial-planners-role-in-avoiding-a-retirement-train-wreck/</loc>
		<lastmod>2014-06-03T19:15:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/the-times-they-are-a-changin-the-compliance-value-proposition/</loc>
		<lastmod>2014-06-03T19:30:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/ssfs-eyes-scaled-technology-assisted-financial-advice-to-boost-productivity/</loc>
		<lastmod>2014-06-03T19:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/update-on-new-danger-for-smsfs-with-zero-interest-related-party-loans/</loc>
		<lastmod>2014-06-03T11:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/asics-appearance-before-senate-economics-legislation-committee/</loc>
		<lastmod>2014-06-03T11:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/income-investors-should-think-horizontally-to-capture-attractive-yields-says-alliancebernstein/</loc>
		<lastmod>2014-06-03T11:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/euroz-and-former-mlc-ceo-steve-tucker-establish-new-investment-management-business/</loc>
		<lastmod>2014-06-03T11:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/accountants-must-make-business-decision-ipa/</loc>
		<lastmod>2014-06-03T10:59:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/trading-numbers-on-the-rise-for-bear-fund/</loc>
		<lastmod>2014-06-03T10:54:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/revealed-the-2014-super-fund-of-the-year/</loc>
		<lastmod>2014-06-02T01:58:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/licensees-to-thrill-the-best-financial-planning-licensees-of-2014/</loc>
		<lastmod>2014-06-01T23:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/government-pulls-the-wrong-lever-by-delaying-superstream/</loc>
		<lastmod>2014-06-01T02:02:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/market-vectors-australian-property-etf-mva-awarded-4-star-superior-rating/</loc>
		<lastmod>2014-06-01T02:00:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/06/can-you-do-your-job-better-than-i-could-do-it-ok-but-how-would-anyone-know/</loc>
		<lastmod>2014-06-01T19:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/killing-off-innovation-is-not-the-regulatory-outcome-we-are-looking-for/</loc>
		<lastmod>2014-05-29T19:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/are-you-willing-to-pay-the-price-for-a-ticket-on-the-gravy-train/</loc>
		<lastmod>2014-05-29T19:45:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/some-light-birthday-reading-five-go-on-a-taper-tantrum/</loc>
		<lastmod>2014-05-29T19:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/ato-warning-highlights-need-for-specialist-auditors/</loc>
		<lastmod>2014-05-29T06:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/silver-lining-for-healthcare-property-investors/</loc>
		<lastmod>2014-05-29T06:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/anz-significantly-enhances-onecare-express/</loc>
		<lastmod>2014-05-29T06:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/are-australians-paying-too-much-in-management-fees-on-their-superannuation/</loc>
		<lastmod>2014-05-29T06:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/professional-indemnity-pi-insurance-premiums-for-tax-financial-advisers/</loc>
		<lastmod>2014-05-29T06:32:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/cba-responds-to-senate-committee-interim-report-into-the-performance-of-asic/</loc>
		<lastmod>2014-05-29T06:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/whitepaper-advocates-that-professional-services-outsourcing-is-less-motivated-by-cost/</loc>
		<lastmod>2014-05-29T06:27:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/launch-of-2014-afa-female-excellence-in-advice-award/</loc>
		<lastmod>2014-05-29T06:23:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/over-55s-now-account-for-four-out-of-five-dollars-under-advice/</loc>
		<lastmod>2014-05-29T06:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/amp-capitals-responsible-investment-funds-to-clamp-down-on-fossil-fuels/</loc>
		<lastmod>2014-05-29T06:17:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/product-innovation-helps-deliver-strong-growth-for-australias-direct-life-insurers/</loc>
		<lastmod>2014-05-29T06:10:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/why-effective-communication-is-the-key-to-a-healthy-mentoring-relationship/</loc>
		<lastmod>2014-05-27T20:36:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/asic-gives-thumbs-up-to-10-point-plan-to-raise-standards-weed-out-bad-apples/</loc>
		<lastmod>2014-05-27T19:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/high-quality-professional-advice-aligns-the-service-with-the-%e2%80%a8fee-not-the-product/</loc>
		<lastmod>2014-05-27T19:30:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/common-sense-changes-recognise-the-challenges-of-superstream-implementation-asfa/</loc>
		<lastmod>2014-05-27T07:10:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/how-many-licences-are-enough/</loc>
		<lastmod>2014-05-27T07:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/43000-penalty-for-unregistered-tax-agent/</loc>
		<lastmod>2014-05-27T07:02:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/cbus-maintains-members-insurance-cover-premiums-to-rise/</loc>
		<lastmod>2014-05-27T06:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/spaa-makes-two-key-appointments-to-executive-team/</loc>
		<lastmod>2014-05-27T06:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/new-appointments-to-eqt-wills-and-estate-planning-team/</loc>
		<lastmod>2014-05-27T06:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/asic-releases-report-on-confidential-information/</loc>
		<lastmod>2014-05-27T03:00:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2010/06/miners-accountants-and-financial-planners-2/</loc>
		<lastmod>2014-05-27T02:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australian-insurers-should-invest-further-in-innovation-aon/</loc>
		<lastmod>2014-05-27T00:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/investor-trends-report-foundations-endowments/</loc>
		<lastmod>2014-05-25T00:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/iig-clients-oversubscribe-100-million-bond-issue/</loc>
		<lastmod>2014-05-25T00:27:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/cbus-fpa-financial-advice-partnership-set-to-go-national/</loc>
		<lastmod>2014-05-25T19:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/more-twists-than-an-agatha-christie-novel-but-this-story-deserves-a-good-ending/</loc>
		<lastmod>2014-05-25T19:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/why-membership-matters-but-membership-structure-matters-even-more/</loc>
		<lastmod>2014-05-25T19:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/balancing-the-use-of-discretion-when-implementing-managed-accounts/</loc>
		<lastmod>2014-05-24T23:32:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/aba-continues-to-support-fofa/</loc>
		<lastmod>2014-05-23T01:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/for-best-results-work-with-volatility-not-against-it/</loc>
		<lastmod>2014-05-23T00:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/key-groups-stake-their-claims-in-future-of-financial-advice-amendments-inquiry/</loc>
		<lastmod>2014-05-22T19:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/what-if-the-sharemarket-threw-a-party-and-nobody-came/</loc>
		<lastmod>2014-05-22T19:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/meridien-wealth-taking-first-steps-on-road-to-recovery/</loc>
		<lastmod>2014-05-22T19:50:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Meridien-ad-CROPPED-600x220.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/best-interests-duty-also-affects-risk-advisers/</loc>
		<lastmod>2014-05-22T07:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/retail-investors-and-smsfs-set-to-benefit-from-asx-mfund-settlement-service/</loc>
		<lastmod>2014-05-22T07:34:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/phil-kearns-to-depart-as-chief-of-centric-wealth/</loc>
		<lastmod>2014-05-22T07:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/asic-concerns-prompt-sentry-financial-services-to-undertake-a-review-of-smsf-advice/</loc>
		<lastmod>2014-05-22T07:28:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/heffron-smsf-solutions-releases-its-latest-technology-solution-for-smsf-practitioners-and-trustees/</loc>
		<lastmod>2014-05-22T07:19:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/28187/</loc>
		<lastmod>2014-05-22T06:54:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/SuperFunds2014BannerRevised2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Fund-Awards-Table.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6326.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6296.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6253.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/chant-west-conexus-financial-2014-super-fund-awards-evening/</loc>
		<lastmod>2014-05-22T04:52:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6326.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6312.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6296.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6278.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6253.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6249.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6233.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6220.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6213.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6203.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6144.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6117.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6091.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6072.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6057.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6039.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6017.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-6014.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5967.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5926.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5921.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5897.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5892.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5883.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5873.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5856.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5850.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5845.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5837.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5835.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5829.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Web-5826.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3334.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3326.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3320.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3306.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3295.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3291.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3288.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3279.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3276.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3271.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3269.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3261.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3257.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3251.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3247.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3237.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3234.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3230.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3223.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3218.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3209.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3197.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3194.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3188.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3184.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3180.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3175.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3170.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3167.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3164.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3161.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3159.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3154.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3152.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3148.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3146.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3140.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3137.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3135.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3129.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3124.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3122.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3119.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3115.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3113.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3111.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3109.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3105.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3103.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3097.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3093.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3092.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3088.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/L5A3085.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0131.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0121.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0115.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0110.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0071.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/1B0A0061.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/all-the-winners-to-be-revealed-in-super-fund-awards-tonight/</loc>
		<lastmod>2014-05-21T02:25:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/going-direct-do-you-have-what-it-takes/</loc>
		<lastmod>2014-05-20T20:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/why-the-next-30-days-could-completely-redefine-your-future/</loc>
		<lastmod>2014-05-20T20:35:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/to-all-professional-financial-planners-step-forward-and-be-counted/</loc>
		<lastmod>2014-05-20T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australian-adviser-client-satisfaction-highest-in-asia-legg-mason/</loc>
		<lastmod>2014-05-19T23:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/amp-reduces-pricing-on-north-guarantee/</loc>
		<lastmod>2014-05-19T23:22:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/practice-owners-continue-to-base-business-sale-price-expectations-on-bygone-years/</loc>
		<lastmod>2014-05-19T03:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/global-etf-investors-favour-large-cap-and-financials-emerging-markets-get-another-look/</loc>
		<lastmod>2014-05-19T03:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/anz-blends-digital-geek-with-the-wealth-specialist-to-deliver-a-new-customer-experience/</loc>
		<lastmod>2014-05-19T03:05:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/ybr-receives-acceptances-for-100-per-cent-of-vow-financial/</loc>
		<lastmod>2014-05-19T02:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/in-house-asset-management-capability-further-developed/</loc>
		<lastmod>2014-05-19T02:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/cssa-urges-government-to-adopt-solution-for-remuneration-dilemma/</loc>
		<lastmod>2014-05-19T02:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/pauline-blight-johnston-appointed-to-fsc-board/</loc>
		<lastmod>2014-05-19T01:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/fofa-run-out-tide-exposes-naked-truth-of-product-sales-dressed-as-advice/</loc>
		<lastmod>2014-05-19T00:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/why-it-is-time-to-put-differences-aside-and-work-for-the-common-good/</loc>
		<lastmod>2014-05-18T22:39:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/ioof-sweeps-up-last-standing-quality-financial-planning-asset-in-sfg-deal/</loc>
		<lastmod>2014-05-18T19:45:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/sic-to-impose-licence-conditions-on-two-commonwealth-bank-financial-planning-businesses/</loc>
		<lastmod>2014-05-16T07:12:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/plan-for-life-australian-etf-market-overview-march-2014/</loc>
		<lastmod>2014-05-16T06:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/no-such-thing-as-a-free-lunch-be-wary-of-discount-smsf-products/</loc>
		<lastmod>2014-05-16T06:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/cfa-charterholders-well-placed-to-meet-financial-advisers-best-interest-duty/</loc>
		<lastmod>2014-05-16T06:27:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/whats-going-to-happen-funny-you-should-ask-me-that/</loc>
		<lastmod>2014-05-18T19:15:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/ioof-holdings-and-sfg-australia-enter-into-scheme-implementation-agreement/</loc>
		<lastmod>2014-05-16T04:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/etf-expert-looks-to-provide-etf-research-for-financial-advisers/</loc>
		<lastmod>2014-05-15T07:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/bt-tackles-underinsurance-in-business-segment/</loc>
		<lastmod>2014-05-15T07:16:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/get-couples-risk-tolerance-right-or-prepare-for-a-fight/</loc>
		<lastmod>2014-05-15T07:11:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australian-asset-managers-urged-to-adopt-cfa-institutes-professional-code-on-ethics/</loc>
		<lastmod>2014-05-15T07:08:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/fund-managers-should-not-glorify-diversification-says-expert/</loc>
		<lastmod>2014-05-15T07:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/financial-planning-licensees-need-to-boost-their-levels-of-self-promotion/</loc>
		<lastmod>2014-05-15T19:50:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/web-feature-best-practice-for-implementing-managed-accounts/</loc>
		<lastmod>2014-05-15T19:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/three-clear-reasons-why-the-time-has-come-to-commit-to-self-regulation/</loc>
		<lastmod>2014-05-15T19:45:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/financial-planning-and-allied-industries-react-to-federal-budget-2014/</loc>
		<lastmod>2014-05-15T06:22:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/HOCKEY_CORMANN_LARGE600x400.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australian-mutual-holdings-pays-20400-in-penalties-for-misleading-statements/</loc>
		<lastmod>2014-05-15T06:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/increasing-investor-interest-in-responsible-investing-axa-im/</loc>
		<lastmod>2014-05-15T06:03:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2012/03/fofa-inside-the-sausage-machine/</loc>
		<lastmod>2014-05-14T06:03:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/buying-or-selling-a-financial-planning-business-its-always-a-challenge/</loc>
		<lastmod>2014-05-14T05:08:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/140514-Henderson-box.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/if-financial-planners-dont-get-professionalism-now-we-never-will/</loc>
		<lastmod>2014-05-14T04:36:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/revealed-all-the-chant-westconexus-financial-2014-super-fund-award-finalists/</loc>
		<lastmod>2014-05-13T07:06:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/REGISTER-NOW.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/financial-planners-not-fleeing-banks-any-time-soon-mlc/</loc>
		<lastmod>2014-05-13T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/us-share-market-headed-for-a-multi-year-bull-run-fidelity/</loc>
		<lastmod>2014-05-13T06:33:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/former-godfrey-pembroke-head-tom-reddacliff-to-spearhead-fpa-membership-drive/</loc>
		<lastmod>2014-05-13T06:29:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/emerging-market-investors-at-risk-of-playing-too-safe-says-alliancebernstein/</loc>
		<lastmod>2014-05-13T05:28:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/fpa-boosts-senior-ranks-ahead-of-next-phase-professionalism-push/</loc>
		<lastmod>2014-05-13T03:25:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/why-ethics-is-an-individual-issue-and-why-it-starts-at-the-top-2/</loc>
		<lastmod>2014-05-12T00:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/benefits-of-etfs-to-the-tax-aware-investor/</loc>
		<lastmod>2014-05-11T22:59:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/new-way-for-financial-planners-to-bypass-property-spruikers/</loc>
		<lastmod>2014-05-11T19:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/rising-retirement-costs-highlight-the-importance-of-superannuation-asfa/</loc>
		<lastmod>2014-05-11T08:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/assets-of-etfs-and-etps-listed-globally-reached-us2-49-trillion-a-new-record/</loc>
		<lastmod>2014-05-11T08:04:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/what-history-tells-us-about-where-share-returns-are-heading/</loc>
		<lastmod>2014-05-11T19:15:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/exempt-true-independent-financial-planners-from-copious-disclosure-alafaci/</loc>
		<lastmod>2014-05-09T04:02:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/new-asx-offering-could-alter-state-of-play-for-independent-financial-planners/</loc>
		<lastmod>2014-05-08T19:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/the-fund-managers-view-mfund-set-to-shake-things-up/</loc>
		<lastmod>2014-05-08T19:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/consumer-financial-priorities-revealed-ahead-of-budget/</loc>
		<lastmod>2014-05-08T07:15:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/amp-limited-reports-first-quarter-cashflows-aum-and-wealth-protection-update/</loc>
		<lastmod>2014-05-08T07:07:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australians-intentions-to-invest-overseas-reaches-record-high/</loc>
		<lastmod>2014-05-07T23:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/smsfs-reach-magic-million-mark/</loc>
		<lastmod>2014-05-07T07:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/mortgage-choice-grows-financial-planning-footprint/</loc>
		<lastmod>2014-05-07T03:25:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/australias-etf-industry-reaches-record-assets-of-11-billion/</loc>
		<lastmod>2014-05-06T23:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/betashares-launches-geared-equity-fund-on-asx/</loc>
		<lastmod>2014-05-06T23:35:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/financial-planners-an-essential-link-in-credit-reporting-arca/</loc>
		<lastmod>2014-05-06T23:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/retirement-income-did-not-fall-for-most-in-gfc-says-astonished-qsuper/</loc>
		<lastmod>2014-05-06T19:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/spotlighting-the-problems-of-a-product-centric-view-of-advice/</loc>
		<lastmod>2014-05-06T19:30:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/aged-care-rule-changes-an-advice-opportunity-that-clients-will-pay-for/</loc>
		<lastmod>2014-05-06T19:45:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Aged-care-table.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Aged-care-old-v-new.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/05/Aged-care-example.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/amp-capital-launches-smsf-focused-investment-series/</loc>
		<lastmod>2014-05-06T06:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/delay-will-help-deliver-a-better-product-dashboard-for-the-community-asfa/</loc>
		<lastmod>2014-05-06T06:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/certitude-bolsters-client-service-team-with-new-appointment/</loc>
		<lastmod>2014-05-06T06:00:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/bgl-first-to-market-with-smsf-superstream-solution/</loc>
		<lastmod>2014-05-06T05:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/rapid-technological-change-poses-changes-for-financial-platforms/</loc>
		<lastmod>2014-05-06T05:57:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/poll-how-long-do-you-believe-it-will-be-before-financial-planning-is-recognised-as-a-profession/</loc>
		<lastmod>2014-05-05T00:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/bt-financial-group-announces-2014-half-year-results/</loc>
		<lastmod>2014-05-05T00:31:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/individual-personalised-risk-advice-and-the-best-interests-duty/</loc>
		<lastmod>2014-05-04T20:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/call-the-doctor-financial-planning-partnership-targets-medical-sector/</loc>
		<lastmod>2014-05-04T19:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/poll-should-a-client-first-principle-apply-to-financial-services-more-broadly-than-just-financial-planning-2/</loc>
		<lastmod>2014-05-02T06:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/investing-is-not-about-whos-most-beautiful-its-about-who-the-judges-prefer/</loc>
		<lastmod>2014-05-04T19:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/new-award-supports-emerging-professionals-in-honour-of-industry-pioneer-gwen-fletcher-am/</loc>
		<lastmod>2014-05-02T05:12:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/nab-wealth-to-refund-customers-after-review-of-system-error/</loc>
		<lastmod>2014-05-02T05:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/fpsb-names-chairperson-of-asia-pacific-forum/</loc>
		<lastmod>2014-05-01T23:27:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/research-reveals-a-major-roadblock-but-also-shows-the-way-around-it/</loc>
		<lastmod>2014-05-01T22:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/perpetual-private-appoints-kyle-lidbury-as-head-of-investment-research/</loc>
		<lastmod>2014-05-01T05:50:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/opportunity-for-advisers-in-limited-mda-platforms/</loc>
		<lastmod>2014-05-01T05:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/betashares-surpasses-1-billion-in-funds-under-management/</loc>
		<lastmod>2014-05-01T05:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/financial-planners-slam-the-brakes-on-business-acquisition/</loc>
		<lastmod>2014-05-01T05:43:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/colonial-first-state-launches-sma/</loc>
		<lastmod>2014-05-01T05:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/05/bt-wrap-denies-claims-it-lacks-transparency-and-withholds-crucial-client-information/</loc>
		<lastmod>2014-05-01T05:07:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/fsc-says-isa-is-wrong-in-law/</loc>
		<lastmod>2014-04-30T03:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/lifeplan-financial-advice-satisfaction-index-hits-all-time-high/</loc>
		<lastmod>2014-04-29T23:45:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/regulatory-compliance-absorbs-half-of-platform-development-spend/</loc>
		<lastmod>2014-04-29T22:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/fpsb-focuses-on-long-term-strategy-growth-governance-and-standards-at-istanbul-meeting/</loc>
		<lastmod>2014-04-29T22:46:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/coredata-names-advisory-group-of-the-year/</loc>
		<lastmod>2014-04-29T22:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/soft-engagement-skills-will-win-clients-says-coredata/</loc>
		<lastmod>2014-04-29T22:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/choice-81per-cent-of-consumers-are-concerned-about-the-watering-down-of-fofa/</loc>
		<lastmod>2014-04-29T22:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/cheap-and-nasty-the-real-cost-of-discount-dealers/</loc>
		<lastmod>2014-04-29T19:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/a-new-era-the-rise-of-the-financial-planning-academic/</loc>
		<lastmod>2014-04-29T19:00:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/why-vertical-integration-should-stop-with-the-licensee-not-start-there/</loc>
		<lastmod>2014-04-29T19:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/fsc-will-proceed-with-legal-action-on-the-validity-of-the-fwc-expert-panel/</loc>
		<lastmod>2014-04-29T03:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2011/10/will-stronger-super-work/</loc>
		<lastmod>2014-04-29T00:00:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/cfa-societies-australia-focuses-on-investors-rights-at-a-crucial-time-for-financial-services-industry/</loc>
		<lastmod>2014-04-28T23:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/fpsb-seeks-candidate-for-2015-board-of-directors/</loc>
		<lastmod>2014-04-28T22:50:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/nominations-open-for-2014-afa-excellence-in-education-award/</loc>
		<lastmod>2014-04-28T22:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/financial-planners-and-accountants-not-at-loggerheads-gps-wealth/</loc>
		<lastmod>2014-04-28T06:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/asic-cancels-banksias-afs-licence/</loc>
		<lastmod>2014-04-28T01:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/towers-watson-urges-investors-to-reassess-equity-portfolios/</loc>
		<lastmod>2014-04-27T23:37:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/tal-figures-show-people-betting-on-their-life/</loc>
		<lastmod>2014-04-27T23:30:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/national-roadshows-answer-the-big-questions-on-tasa-and-fofa-as-july-1-date-looms/</loc>
		<lastmod>2014-04-27T23:28:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/why-vertical-integration-is-just-a-symptom-of-a-much-deeper-disease/</loc>
		<lastmod>2014-04-27T19:10:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/dominance-of-traditional-platforms-under-threat/</loc>
		<lastmod>2014-04-27T19:00:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/market-neutral-funds-deliver-on-risk-adjusted-returns-says-zenith/</loc>
		<lastmod>2014-04-24T04:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/asic-cancels-parramatta-insurance-brokers-afs-licence/</loc>
		<lastmod>2014-04-24T04:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/zenith-rates-pm-capital-asian-opportunities-fund-ltd/</loc>
		<lastmod>2014-04-24T04:25:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/macquarie-wrap-adds-the-pm-capital-emerging-asia-fund/</loc>
		<lastmod>2014-04-24T04:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/spaa-brings-new-innovation-to-cpd-requirements/</loc>
		<lastmod>2014-04-24T00:01:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/ybr-launches-ask-my-advice-day-to-give-australians-better-access-to-quality-financial-advice/</loc>
		<lastmod>2014-04-23T06:22:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/tal-boosts-risk-management-capability/</loc>
		<lastmod>2014-04-23T01:34:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/professional-planner-in-shanghai-what-could-possibly-go-wrong/</loc>
		<lastmod>2014-04-22T23:11:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-009.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-010.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-011.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-006.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-007.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-008.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-0011.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-002.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Shanghai-005.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/the-20c-paddle-pop-and-why-i-was-doomed-to-be-an-economist/</loc>
		<lastmod>2014-04-22T19:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/why-creating-a-financial-planning-profession-may-be-easier-said-than-done/</loc>
		<lastmod>2014-04-22T19:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/a-prism-approach-to-profitability-in-a-fofa-world/</loc>
		<lastmod>2014-04-22T19:00:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2014/04/Prism.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/lifting-pension-age-no-silver-bullet-spaa/</loc>
		<lastmod>2014-04-22T05:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/senior-advice-executive-joins-the-future2-board/</loc>
		<lastmod>2014-04-22T05:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/super-funds-remain-on-track-for-a-double-digit-year/</loc>
		<lastmod>2014-04-22T05:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/poll-what-proportion-of-your-client-base-do-you-classify-as-c-or-d-class/</loc>
		<lastmod>2014-04-22T04:57:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/sonray-director-jailed-following-46-million-collapse/</loc>
		<lastmod>2014-04-17T06:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/remove-work-test-for-super-contributions-says-ipa/</loc>
		<lastmod>2014-04-17T04:21:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/any-changes-to-the-age-pension-make-saving-through-super-crucial-asfa/</loc>
		<lastmod>2014-04-17T04:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/entry-level-financial-planners-believe-bigger-is-better/</loc>
		<lastmod>2014-04-16T07:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/call-to-delay-tasa-financial-adviser-regime-as-key-compliance-information-remains-unclear/</loc>
		<lastmod>2014-04-16T07:08:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/former-anz-executive-joins-van-eyk-advice/</loc>
		<lastmod>2014-04-16T06:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/10-per-cent-rule-for-concessional-super-short-changes-working-australians/</loc>
		<lastmod>2014-04-16T01:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/generation-x-and-y-could-be-missing-out-on-thousands-of-dollars-in-retirement-savings-asfa/</loc>
		<lastmod>2014-04-16T01:45:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/mortgage-choice-warns-financial-planners-should-converge-with-caution/</loc>
		<lastmod>2014-04-15T07:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/unique-retiree-risk-profile-a-crucial-consideration-for-financial-planners/</loc>
		<lastmod>2014-04-15T07:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/asic-bans-convicted-former-adviser-from-credit-industry/</loc>
		<lastmod>2014-04-15T03:12:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/provisio-increases-client-engagement-with-software-add-ons/</loc>
		<lastmod>2014-04-15T03:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/aussie-etf-investors-get-defensive-in-march/</loc>
		<lastmod>2014-04-15T02:59:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/young-people-take-more-active-interest-in-superannuation/</loc>
		<lastmod>2014-04-15T02:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/financial-planners-create-a-brighter-future-for-kids-in-need/</loc>
		<lastmod>2014-04-15T02:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/bad-apples-spaa-supports-asic-sentiment/</loc>
		<lastmod>2014-04-15T02:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/actuarial-certificates-more-red-tape-or-a-vital-process/</loc>
		<lastmod>2014-04-14T09:14:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/be-good-add-value-and-be-available-the-secret-to-guaranteed-referrals/</loc>
		<lastmod>2014-04-14T08:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/aia-australia-launches-datafeeds-for-xplan/</loc>
		<lastmod>2014-04-14T05:01:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/04/year-end-solutions-to-minimise-reporting-pain-for-trustees-and-accountants/</loc>
		<lastmod>2014-04-14T02:54:11+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->