<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.professionalplanner.com.au/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/assets-invested-in-the-global-etfetp-industry-broke-through-the-3-trillion-us-dollar-milestone-at-the-end-of-may/</loc>
		<lastmod>2015-06-08T07:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/almost-5500-charities-lose-registration-with-the-acnc/</loc>
		<lastmod>2015-06-08T07:00:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/packaged-portfolios-have-outperformed-advisor-driven-portfolios-over-past-5-years/</loc>
		<lastmod>2015-06-08T06:56:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/afa-partners-with-sunsuper/</loc>
		<lastmod>2015-06-05T05:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/the-sketch-artist-and-the-adviser-iress-deal-forms-an-engaging-union/</loc>
		<lastmod>2015-06-05T05:22:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/financial-planning-licensees-call-for-better-promotion-of-profession-clearer-graduate-career-paths/</loc>
		<lastmod>2015-06-05T05:19:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/cpa-australia-to-enter-financial-advice-market/</loc>
		<lastmod>2015-06-05T00:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/portfolioconstruction-forum-appoints-chief-finology-officer-dr-david-lazenby/</loc>
		<lastmod>2015-06-04T08:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/rg146-training-and-licensing-costs-confusion-for-accountants-clarified/</loc>
		<lastmod>2015-06-04T07:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/arria-now-has-32-practitioner-members-man-investments-and-gmo-joining-as-industry-associates-launches-optimisation-tool/</loc>
		<lastmod>2015-06-04T07:47:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/jenni-mack-joins-sunsuper-in-historic-board-appointment/</loc>
		<lastmod>2015-06-04T07:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/smsf-trustees-want-investment-control-but-find-selection-the-most-difficult-task-amp-capital/</loc>
		<lastmod>2015-06-04T07:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/more-than-3500-aspiring-anz-charterholders-to-join-160000-globally-in-sitting-for-cfa-exams-in-2015/</loc>
		<lastmod>2015-06-04T07:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/iress-acquires-innergi/</loc>
		<lastmod>2015-06-04T07:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/housing-affordability-its-not-all-about-sydney-and-melbourne/</loc>
		<lastmod>2015-06-04T06:03:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/dealer-group-summit-2015-photo-gallery/</loc>
		<lastmod>2015-06-04T02:46:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2189.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2187.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2178.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2177.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2174.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2173.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2172.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2170.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2164.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2157.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2156.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2152.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2151.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2148.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2146.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2142.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2140.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2138.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2132.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2126.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2121.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2110.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2096.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2092.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2087.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2079.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2077.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2075.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2069.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2067.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2061.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2051.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2047.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2044.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2036.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2031.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2026.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2024.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2020.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2016.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-2015.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1965.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1962.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1956.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1950.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1948.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1945.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1944.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1941.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1939.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1933.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1931.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1928.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1926.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1924.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1923.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1911.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1898.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1893.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1890.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1887.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1882.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1877.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1876.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1871.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1868.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1866.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1863.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1861.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1859.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1855.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1852.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1849.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1848.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1846.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1845.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1843.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1842.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1840.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1834.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1833.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1826.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1824.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1821.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1819.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1814.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1810.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1809.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1807.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1804.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1802.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1801.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1797.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1794.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1789.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1779.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1776.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1774.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1772.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1770.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1764.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1759.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1756.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1754.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1752.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1751.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1744.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1738.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1734.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1730.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1724.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1722.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1720.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1718.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1714.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1713.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1707.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1702.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/06/DGS-LoRes-1701.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/australiansuper-enforces-manager-compliance-with-cfa-asset-manager-code-of-professional-conduct/</loc>
		<lastmod>2015-06-03T07:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/how-much-more-will-be-in-your-wallet-hays-accountancy-finance-salary-guide-released/</loc>
		<lastmod>2015-06-03T06:42:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/a-wake-up-call-for-retirees-around-new-changes-to-defined-pensions/</loc>
		<lastmod>2015-06-03T06:35:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/changing-fortunes-in-wa-highlight-the-joint-role-of-financial-planning/</loc>
		<lastmod>2015-06-03T01:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/financial-planning-industry-overcoming-trowbridge-shock-to-develop-sensible-solutions/</loc>
		<lastmod>2015-06-02T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/j-p-morgan-asset-management-appoints-joseph-tobias-as-southern-region-key-account-manager/</loc>
		<lastmod>2015-06-02T10:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/amp-capitals-ella-brown-announces-retirement/</loc>
		<lastmod>2015-06-02T05:44:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/pannunzio-offers-advisers-four-tips-to-make-the-most-of-2-7-seconds/</loc>
		<lastmod>2015-06-02T05:28:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/asic-consults-on-remaking-of-superannuation-class-orders/</loc>
		<lastmod>2015-06-02T05:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/valuing-stocks-requires-a-human-touch-says-ab/</loc>
		<lastmod>2015-06-02T05:22:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/ato-targets-investment-property-owners-in-2015/</loc>
		<lastmod>2015-06-02T05:07:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/pipa-questions-apras-moves-to-dampen-property-investment-activity/</loc>
		<lastmod>2015-06-02T05:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/the-future-of-funding-economic-growth-reframing-capital-markets-a-focus-on-infrastructure-and-sme-financing/</loc>
		<lastmod>2015-06-02T05:02:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/new-redundancy-insurance-fills-industry-gap/</loc>
		<lastmod>2015-06-02T04:55:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/enhanced-register-of-financial-advisers-will-increase-transparency-for-consumers/</loc>
		<lastmod>2015-06-01T05:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/asic-enhances-financial-advisers-register/</loc>
		<lastmod>2015-06-01T05:53:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/adviser-communication-skills-a-cause-of-underinsurance/</loc>
		<lastmod>2015-06-01T05:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/tax-changes-to-superannuation-need-to-consider-the-objective-and-goals-of-the-system-asfa/</loc>
		<lastmod>2015-06-01T05:50:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/boutique-advisory-brings-new-portfolio-service-to-ifa-market/</loc>
		<lastmod>2015-06-01T05:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/strategy-steps-launches-the-strategy-matrix-advice-tool/</loc>
		<lastmod>2015-06-01T05:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/tips-and-traps-of-june-30-giving/</loc>
		<lastmod>2015-06-01T05:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/handley-announces-two-victorian-practices-have-joined-bombora/</loc>
		<lastmod>2015-05-31T14:30:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/research-opens-a-portal-to-put-some-hard-numbers-on-the-business-of-advice/</loc>
		<lastmod>2015-05-31T19:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/06/is-your-retirement-income-planning-approach-up-to-date/</loc>
		<lastmod>2015-05-31T19:45:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/open-letter-to-ian-narev-a-response-to-cba-compensation-for-poor-financial-advice/</loc>
		<lastmod>2015-05-29T06:38:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/lonsec-the-good-the-bad-and-the-brave-of-the-small-cap-sector/</loc>
		<lastmod>2015-05-29T06:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/address-by-assistant-treasurer-josh-frydenberg-the-governments-financial-system-reform-priorities/</loc>
		<lastmod>2015-05-29T06:16:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/decision-in-activesuper-civil-proceedings/</loc>
		<lastmod>2015-05-29T06:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/promontory-financial-group-provides-an-update-on-the-open-advice-review-program/</loc>
		<lastmod>2015-05-29T05:55:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/promontory-financial-group-australasia-releases-second-report-on-commonwealth-banks-open-advice-review/</loc>
		<lastmod>2015-05-29T05:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/smsfs-devote-more-to-cash-property-and-shares-super-funds-drop-cash-holdings/</loc>
		<lastmod>2015-05-29T05:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/advisers-need-to-ramp-up-their-service-delivery-for-post-retiree-clients/</loc>
		<lastmod>2015-05-28T19:30:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/az-next-generation-advisory-acquires-pride-advice/</loc>
		<lastmod>2015-05-28T08:22:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/harding-loevner-emerging-markets-equity-fund-now-available-to-australian-investors-2/</loc>
		<lastmod>2015-05-28T08:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/venus-how-to-show-your-value-by-listening-more-to-learn-more/</loc>
		<lastmod>2015-05-28T19:15:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/analysis-retirees-face-doing-the-time-warp-back-to-the-assets-test-black-hole/</loc>
		<lastmod>2015-05-28T19:45:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Charts-01.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Charts-02.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Charts-03.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Charts-04.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/new-board-and-committee-members-at-centrepoint-alliance/</loc>
		<lastmod>2015-05-28T07:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/government-announces-measures-to-boost-philanthropy-in-australia/</loc>
		<lastmod>2015-05-28T06:48:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/lonsec-awards-australian-equities-clearing-mandate-to-ubs/</loc>
		<lastmod>2015-05-28T06:45:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/van-eck-global-launches-small-cap-dividend-payers-etf/</loc>
		<lastmod>2015-05-28T06:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/infocus-announced-as-financial-advice-partner-to-twusuper/</loc>
		<lastmod>2015-05-27T04:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-permanently-bans-convicted-fraudster/</loc>
		<lastmod>2015-05-27T04:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/hub24-extends-capability-to-support-self-directed-investors/</loc>
		<lastmod>2015-05-27T04:44:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-cancels-tci-capital-advisers-afs-licence/</loc>
		<lastmod>2015-05-27T04:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/superstream-contributions-ramping-up-employers-reminded-to-be-ready/</loc>
		<lastmod>2015-05-27T04:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/tax-tips-for-tonys-tradies-in-2015/</loc>
		<lastmod>2015-05-27T04:38:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/pimco-hires-david-erdonmez-as-senior-vice-president-and-account-manager/</loc>
		<lastmod>2015-05-27T04:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/ew-research-young-australians-falling-into-debt-they-cant-repay/</loc>
		<lastmod>2015-05-27T04:29:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/double-digit-growth-drives-australias-14-billion-risk-insurance-sector/</loc>
		<lastmod>2015-05-27T03:52:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asteron-breaks-insurers-silence-over-the-trowbridge-recommendations/</loc>
		<lastmod>2015-05-26T20:32:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/the-two-sides-of-risk-management-alpha-rock-stars-versus-actuarial-nerds/</loc>
		<lastmod>2015-05-26T19:15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/nab-wealth-appoints-new-godfrey-pembroke-general-manager/</loc>
		<lastmod>2015-05-26T07:34:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/make-superfunds-invest-in-critical-infrastructure-proposes-business-school/</loc>
		<lastmod>2015-05-26T07:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/adelaide-bank%c2%b9s-smartfix-home-loan-awarded-5-star-rating-by-canstar/</loc>
		<lastmod>2015-05-26T07:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/cssa-remove-vested-interests-from-mysuper/</loc>
		<lastmod>2015-05-26T07:29:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/why-a-focus-on-valuations-will-underpin-well-informed-professional-wealth-advice/</loc>
		<lastmod>2015-05-26T19:30:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/anz-and-etf-securities-launch-joint-venture-with-six-asx-listed-exchange-traded-funds/</loc>
		<lastmod>2015-05-26T02:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/remove-vested-interests-from-mysuper/</loc>
		<lastmod>2015-05-26T02:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/poll-will-you-be-ready-on-july-1-to-fully-comply-with-the-fofa-opt-in-provisions/</loc>
		<lastmod>2015-05-25T07:21:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/investsense-launches-flagship-asset-allocation-report/</loc>
		<lastmod>2015-05-25T19:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/mediq-financial-moves-away-from-platform-to-an-mda/</loc>
		<lastmod>2015-05-25T06:49:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/new-guide-to-making-insurance-claims-within-super/</loc>
		<lastmod>2015-05-25T06:47:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-bans-former-representative-of-macquarie-equities-limited/</loc>
		<lastmod>2015-05-25T06:45:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/milliman-reducing-inflation-risk-during-retirement-the-compelling-case-for-stocks/</loc>
		<lastmod>2015-05-25T06:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/new-womens-money-toolkit-helps-australian-women-plan-and-manage-their-financial-future/</loc>
		<lastmod>2015-05-25T01:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/zurich-boosts-its-strategic-accounts-team-reflecting-its-commitment-to-important-dealer-group-relationships/</loc>
		<lastmod>2015-05-25T01:28:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/more-advice-firms-bringing-mortgage-brokers-in-house-says-centrepoint/</loc>
		<lastmod>2015-05-25T01:26:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/new-adviser-app-redefines-the-client-experience/</loc>
		<lastmod>2015-05-25T01:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/what-a-difference-a-word-makes-fpa-provides-best-practice-guidance-on-the-best-interests-duty/</loc>
		<lastmod>2015-05-25T00:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/financial-regulators-oeasking-the-wrong-question%c2%b9/</loc>
		<lastmod>2015-05-24T23:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/tougher-pension-rules-a-good-move-say-aussies/</loc>
		<lastmod>2015-05-24T23:51:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/are-you-ready-for-this-opt-in-starts-on-july-1-and-asic-wont-be-treading-softly/</loc>
		<lastmod>2015-05-24T23:33:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/australiansuper-attracts-super-talent/</loc>
		<lastmod>2015-05-22T02:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/blue-sky-raises-20-million-for-its-listed-investment-company/</loc>
		<lastmod>2015-05-22T01:58:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/silk-commits-to-more-services-and-decreasing-costs/</loc>
		<lastmod>2015-05-21T12:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/telstra-supers-jim-christensen-named-superannuation-cio-of-the-year/</loc>
		<lastmod>2015-05-21T12:17:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/turnaround-at-mtaa-wins-it-medium-sized-fund-of-the-year-award/</loc>
		<lastmod>2015-05-21T12:16:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/limiting-choices-why-less-is-more-for-clients-and-advisers/</loc>
		<lastmod>2015-05-24T19:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/financial-advice-register-time-is-running/</loc>
		<lastmod>2015-05-21T08:12:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/does-the-spasx-200-have-the-energy-to-make-6000-stick/</loc>
		<lastmod>2015-05-21T19:15:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/150522-Bewly-Chart-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/150522-Bewley-Chart-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/we-dont-need-to-be-victims-fpa-chiefs-call-to-action-to-combat-bad-press/</loc>
		<lastmod>2015-05-21T19:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/nab-wealth-appoints-independent-customer-advocate/</loc>
		<lastmod>2015-05-21T06:15:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/australian-shareholders-invited-to-donate-shares-to-charity-and-help-sharegift-australia-reach-1-million-for-the-community/</loc>
		<lastmod>2015-05-21T06:13:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/award-winning-financial-literacy-advocate-drives-success-with-unique-client-segmentation-approach/</loc>
		<lastmod>2015-05-21T05:38:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/conexus-financial-superannuation-awards-australiansuper-named-fund-of-the-year/</loc>
		<lastmod>2015-05-20T14:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/forget-the-glass-jar-in-your-bedroom-soon-aussies-can-invest-spare-change-into-a-portfolio-all-via-an-app/</loc>
		<lastmod>2015-05-20T14:05:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/amp-capital-fund-successfully-completes-final-asset-sale/</loc>
		<lastmod>2015-05-20T04:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-releases-first-licensing-activity-report/</loc>
		<lastmod>2015-05-20T04:22:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/feature-in-at-the-deep-end-barrett-jumps-into-the-financial-planning-profit-pool/</loc>
		<lastmod>2015-05-20T03:12:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/we-live-in-interesting-times-but-if-only-bonds-were-boring-again/</loc>
		<lastmod>2015-05-19T19:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/identifying-the-performance-indicators-that-underpin-the-best-financial-planning-practices/</loc>
		<lastmod>2015-05-19T19:30:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/wealth-defender-equities-limited-closes-ipo-at-more-than-double-minimum-capital-sought/</loc>
		<lastmod>2015-05-19T06:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/super-funds-stall-in-april-as-shares-run-out-of-steam/</loc>
		<lastmod>2015-05-19T06:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/gps-wealth-white-label-speeds-to-market-with-hub24/</loc>
		<lastmod>2015-05-19T06:48:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/onevue-appointed-as-the-unit-registry-provider-for-bnp-paribas-securities-services/</loc>
		<lastmod>2015-05-19T06:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/tal-delivers-solid-growth-as-life-insurance-claims-payouts-hit-record-high/</loc>
		<lastmod>2015-05-19T05:46:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/top-five-reasons-for-not-using-a-diy-will-kit/</loc>
		<lastmod>2015-05-18T06:20:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/colonial-first-state-announces-an-alliance-with-sanlam/</loc>
		<lastmod>2015-05-18T03:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/lazard-asset-management-lowers-minimum-investment-on-four-funds/</loc>
		<lastmod>2015-05-18T01:06:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/superratings-super-funds-lose-ground-in-april/</loc>
		<lastmod>2015-05-18T01:03:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/a-land-of-opportunity-where-is-the-best-place-to-be-a-financial-planner/</loc>
		<lastmod>2015-05-17T01:22:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/1505-Building-the-Index-image.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/PP1505-interactive-digital-banner_740px.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/poll-are-you-considering-dumping-commissions-for-writing-risk-business/</loc>
		<lastmod>2015-05-17T01:16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/poll-what-proportion-of-your-clients-smsf-portfolios-do-you-advise-be-invested-in-property/</loc>
		<lastmod>2015-05-17T01:13:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/another-independently-owned-planning-licensee-abandons-upfront-risk-commissions/</loc>
		<lastmod>2015-05-17T19:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/how-to-avoid-putting-self-managed-super-fund-beneficiaries-in-a-bind/</loc>
		<lastmod>2015-05-17T19:15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/six-and-not-out-how-to-create-and-assess-real-value/</loc>
		<lastmod>2015-05-17T19:30:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/westpac-recognised-as-a-leader-in-workplace-inclusion/</loc>
		<lastmod>2015-05-15T06:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fortnum-dumps-upfront-commissions/</loc>
		<lastmod>2015-05-17T20:00:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/netwealth-advice-has-released-its-enhanced-model-office-financial-planning-software/</loc>
		<lastmod>2015-05-15T04:06:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/meeting-obligations-is-not-a-sustainable-value-proposition-for-the-advice-industry/</loc>
		<lastmod>2015-05-15T00:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/once-more-unto-the-breach-dear-friends-why-licensees-shouldnt-shy-away-from-fessing-up/</loc>
		<lastmod>2015-05-14T19:15:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/smsf-owners-alliance-applauds-asic-crack-down-on-unlicensed-investment-promoters/</loc>
		<lastmod>2015-05-14T07:17:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/2015-afa-national-adviser-conference/</loc>
		<lastmod>2015-05-14T07:14:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/businesses-not-seeking-financial-advice-survey/</loc>
		<lastmod>2015-05-14T07:08:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/an-unemployment-conundrum/</loc>
		<lastmod>2015-05-14T07:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/gift-horse-or-trojan-horse-what-to-make-of-the-banks-support-for-a-financial-planning-profession/</loc>
		<lastmod>2015-05-14T19:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/institutional-investors-continuing-to-buy-equities-despite-expectations-of-near-term-market-correction/</loc>
		<lastmod>2015-05-14T06:56:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/clearview-opts-for-financial-synergy-software-to-deliver-efficiencies-for-members-advisers-and-administration/</loc>
		<lastmod>2015-05-14T06:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/financial-literacy-for-women-at-the-heart-of-new-partnership/</loc>
		<lastmod>2015-05-14T06:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/discussing-uncomfortable-truths-can-be-the-key-to-effective-estate-planning/</loc>
		<lastmod>2015-05-14T19:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/theres-a-hole-in-my-bucket-dear-adviser-dear-adviser/</loc>
		<lastmod>2015-05-14T02:29:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Resnik-profiling.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/Resnik-bucket.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/equity-trustees-adds-to-wa-estate-planning-team/</loc>
		<lastmod>2015-05-13T05:29:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/36695/</loc>
		<lastmod>2015-05-13T05:20:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/pension-changes-affect-retirees-trustees/</loc>
		<lastmod>2015-05-13T05:17:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/budget-2015-what-it-means-for-you-and-you-clients/</loc>
		<lastmod>2015-05-13T03:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/hr-block-warns-potential-traps-in-20000-tax-break-for-small-businesses/</loc>
		<lastmod>2015-05-13T03:45:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/afa-response-to-the-2015-16-federal-budget/</loc>
		<lastmod>2015-05-13T01:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/all-quiet-on-the-superannuation-front/</loc>
		<lastmod>2015-05-12T11:21:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fpa-calls-out-small-businesses-as-winners-in-2015-16-federal-budget/</loc>
		<lastmod>2015-05-12T11:18:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/choice-says-the-budget-is-sweet-and-sour-for-consumers/</loc>
		<lastmod>2015-05-12T10:44:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/what-the-treasurer-said-superannuation-and-pensions/</loc>
		<lastmod>2015-05-12T10:42:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asfas-response-to-the-2015-16-federal-budget/</loc>
		<lastmod>2015-05-12T10:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/youll-never-know-what-your-clients-think-if-you-never-actually-ask-them/</loc>
		<lastmod>2015-05-12T10:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/low-interest-rates-cant-last-and-when-they-rise-you-should-be-ready-for-the-impact/</loc>
		<lastmod>2015-05-12T10:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/why-chasing-yield-at-any-price-wont-wend-well-for-investors-in-lics/</loc>
		<lastmod>2015-05-12T10:17:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/150511-Other-Peoples-Money-Table.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2015/05/150511-Other-Peoples-Money-Chart.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/what-the-treasurer-said-small-business/</loc>
		<lastmod>2015-05-12T10:07:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fsc-statement-on-the-2015-federal-budget/</loc>
		<lastmod>2015-05-12T10:02:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/ipa-good-news-for-small-business-at-last/</loc>
		<lastmod>2015-05-12T09:56:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/rsm-bird-cameron-new-major-integrity-measures-announced-ahead-of-2015-16-federal-budget/</loc>
		<lastmod>2015-05-12T06:11:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/peters-macgregor-global-fund-joins-retail-platform-bt-wrap-and-asgard/</loc>
		<lastmod>2015-05-12T06:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/data-highlights-housing-slump-in-darwin-jumps-seen-elsewhere/</loc>
		<lastmod>2015-05-12T06:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/study-suggests-caution-over-asset-test-changes/</loc>
		<lastmod>2015-05-12T06:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/you-might-think-its-crazy-cars-aims-for-robo-based-retirement-modelling/</loc>
		<lastmod>2015-05-12T19:15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/bt-compact-wrap-and-wholesale-plus-funds-hit-the-mark/</loc>
		<lastmod>2015-05-11T06:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/colonial-first-state-urges-retirees-to-be-ready-for-next/</loc>
		<lastmod>2015-05-11T05:01:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/looking-at-the-world-economy-on-the-eve-of-australian-federal-budget/</loc>
		<lastmod>2015-05-11T05:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/eureka-barrett-dips-into-100m-war-chest-to-snap-up-cooks-business/</loc>
		<lastmod>2015-05-11T04:56:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/az-next-generation-advisory-enters-into-its-first-financial-planning-acquisition-agreement-with-eureka-whittaker-mcnaught/</loc>
		<lastmod>2015-05-11T02:04:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/macquarie-platforms-ranked-top-of-the-industry-by-advisers/</loc>
		<lastmod>2015-05-11T01:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/findex-appoints-state-street-global-advisors-for-investment-research-and-asset-consulting/</loc>
		<lastmod>2015-05-11T01:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/local-government-super-awarded-canstar-5-star-rating/</loc>
		<lastmod>2015-05-11T01:03:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/budget-an-opportunity-to-fire-up-sme-sector/</loc>
		<lastmod>2015-05-11T01:01:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/tal-develops-interactive-claims-benefits-tool-to-help-advisers-engage-clients/</loc>
		<lastmod>2015-05-11T00:57:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/age-pension-tightening-a-good-start-on-national-retirement-policy/</loc>
		<lastmod>2015-05-10T09:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/assets-in-etfsetps-globally-reached-a-new-record-us2-998-trillion/</loc>
		<lastmod>2015-05-10T09:31:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/dont-tamper-with-tax-on-super/</loc>
		<lastmod>2015-05-10T09:27:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fsc-comment-on-early-access-to-superannuation/</loc>
		<lastmod>2015-05-10T09:26:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/appointment-of-dr-june-smith-as-lead-ombudsman-investments-and-advice/</loc>
		<lastmod>2015-05-10T09:25:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/post-retirement-product-focus-ignores-investor-needs/</loc>
		<lastmod>2015-05-10T19:30:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/commission-or-fee-just-how-much-value-is-there-in-a-name/</loc>
		<lastmod>2015-05-07T20:52:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/technical-conferences-crucial-for-smsf-professionals-who-want-to-stay-abreast-of-super-discussions/</loc>
		<lastmod>2015-05-07T07:21:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/abas-submission-on-treasury-consultation-paper/</loc>
		<lastmod>2015-05-07T07:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/infocus-launches-managed-accounts/</loc>
		<lastmod>2015-05-07T07:07:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/facilitating-easier-access-to-superannuation-an-important-step-for-patients-with-terminal-illness-asfa/</loc>
		<lastmod>2015-05-07T07:06:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/assistant-treasurer-early-access-to-super-for-people-with-terminal-illness/</loc>
		<lastmod>2015-05-07T07:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/amp-limited-reports-first-quarter-cashflows-aum-and-wealth-protection-update-2/</loc>
		<lastmod>2015-05-07T06:58:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/cml-group-launches-bond-issue-for-smsfs-planners/</loc>
		<lastmod>2015-05-07T06:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/grab-your-walkman-and-get-ready-for-a-new-japanese-dawn/</loc>
		<lastmod>2015-05-07T19:15:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-cancels-australian-credit-licence-of-property-spruiking-firm/</loc>
		<lastmod>2015-05-06T05:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/asic-to-give-guidance-on-review-and-remediation-in-the-financial-advice-industry/</loc>
		<lastmod>2015-05-06T05:31:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/47-more-concerned-about-economy-than-a-year-ago/</loc>
		<lastmod>2015-05-06T05:25:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/smsf-property-investing-is-much-more-than-residential-bricks-and-mortar/</loc>
		<lastmod>2015-05-05T19:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/retiree-interest-rate-pain-made-worse-by-barriers-to-longevity-product-innovation/</loc>
		<lastmod>2015-05-05T06:43:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/is-sustainable-income-or-steady-capital-your-goal-in-a-low-interest-rate-environment/</loc>
		<lastmod>2015-05-05T06:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/spring-fg-expands-into-property-management/</loc>
		<lastmod>2015-05-05T06:16:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fast-growing-wealth-firm-makes-senior-appointments/</loc>
		<lastmod>2015-05-04T21:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/smsfoa-calls-for-minimum-superannuation-pension-levels-to-be-lowered-as-interest-rates-dive/</loc>
		<lastmod>2015-05-04T06:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/fpa-life-insurance-blueprint-released/</loc>
		<lastmod>2015-05-04T06:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/ethics-at-the-forefront-of-talks-during-putting-investors-first-month/</loc>
		<lastmod>2015-05-04T06:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/plan-for-life-market-overview-etf-market-march-2015/</loc>
		<lastmod>2015-05-04T03:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/bt-financial-group-contribution-to-wbc-half-year-results/</loc>
		<lastmod>2015-05-04T03:07:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/collingwood-announces-premier-partners/</loc>
		<lastmod>2015-05-04T04:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/women-cant-be-what-they-cant-see-blackrock-report/</loc>
		<lastmod>2015-05-04T02:57:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2015/05/lonsec-active-funds-outperforming-and-the-passive-v-active-debate/</loc>
		<lastmod>2015-05-04T02:47:39+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->