<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.professionalplanner.com.au/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.professionalplanner.com.au/2019/11/view-from-the-acquirer-vale-the-all-rounder/</loc>
		<lastmod>2019-11-05T04:16:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/11/Many-advisers-are-charging-for-what-they-should-be-giving-away-for-nothing-and-giving-away-for-nothing-what-they-should-be-charging-for.-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/11/hartzer-details-14000-client-viridian-transfer/</loc>
		<lastmod>2019-11-04T21:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/11/senator-lambasts-glenfield-on-standard-3/</loc>
		<lastmod>2019-11-04T05:11:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/11/anthony-tockar-data-ethics-and-the-ai-arms-race/</loc>
		<lastmod>2019-11-03T11:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/11/cfs-mulls-early-commissions-ban/</loc>
		<lastmod>2019-11-01T07:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/anzs-1000-strong-remediation-army-revealed/</loc>
		<lastmod>2019-10-31T21:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/human-trust-under-threat-with-rise-of-ai/</loc>
		<lastmod>2019-10-31T05:51:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/michael-recce-the-goldilocks-approach-to-neuroscience-ai-and-investing/</loc>
		<lastmod>2019-10-30T20:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/human-nature-to-trust-advisers-more-than-instos-apn-group/</loc>
		<lastmod>2019-10-30T05:15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/westpac-win-to-colour-asics-general-advice-agenda/</loc>
		<lastmod>2019-10-29T05:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/mp-flags-data-deficit-on-elder-abuse/</loc>
		<lastmod>2019-10-29T05:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/scaled-advances-despite-disclosure-concerns/</loc>
		<lastmod>2019-10-28T19:14:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/big-2-wealth-outflows-continue/</loc>
		<lastmod>2019-10-25T05:26:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/wheres-the-love-licensees-turn-on-advisers/</loc>
		<lastmod>2019-10-25T05:25:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/444.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/555.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/666.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/777.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/value-trumps-all-in-client-stakes-research/</loc>
		<lastmod>2019-10-24T05:14:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/hoyle1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/hoyle2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/hoyle3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/cracking-the-code-life-under-standard-3/</loc>
		<lastmod>2019-10-23T06:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/advice-firm-flips-script-on-fundies/</loc>
		<lastmod>2019-10-22T21:55:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/costello-says-future-fund-alert-to-market-risks/</loc>
		<lastmod>2019-10-22T04:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/ethics-code-tightens-screws-on-soas/</loc>
		<lastmod>2019-10-21T22:05:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/fasea-recasts-conflicts-rules-with-new-guidance/</loc>
		<lastmod>2019-10-18T06:29:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/open-super-could-put-funds-under-pressure-kpmg/</loc>
		<lastmod>2019-10-18T05:47:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/asics-shipton-flags-2020-advice-gap-project/</loc>
		<lastmod>2019-10-17T20:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/the-beginning-of-the-end-for-soas/</loc>
		<lastmod>2019-10-17T00:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/get-clear-on-the-problem-youre-trying-to-solve/</loc>
		<lastmod>2019-10-16T03:20:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/Many-advisers-are-charging-for-what-they-should-be-giving-away-for-nothing-and-giving-away-for-nothing-what-they-should-be-charging-for..png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/prepare-for-asics-focus-shift-to-the-small-end-of-town/</loc>
		<lastmod>2019-10-15T04:28:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/inheritance-tax-inevitable/</loc>
		<lastmod>2019-10-15T03:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/asics-smsf-scare-tactics-ruffling-feathers/</loc>
		<lastmod>2019-10-14T21:29:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/de-gori-disappointed-by-code-monitoring-backflip/</loc>
		<lastmod>2019-10-11T20:45:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/death-of-the-industry-fund/</loc>
		<lastmod>2019-10-11T05:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/qe-but-not-as-you-know-it/</loc>
		<lastmod>2019-10-11T04:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/the-secret-world-of-advice-peer-groups/</loc>
		<lastmod>2019-10-10T23:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/big-december-fasea-prepares-for-largest-exam-turnout/</loc>
		<lastmod>2019-10-09T05:43:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/PP-COVER.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/rem-debate-lacking-client-voice-fogarty/</loc>
		<lastmod>2019-10-08T19:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/what-to-do-with-a-an-under-performing-staff-member/</loc>
		<lastmod>2019-10-08T06:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/john-fawcett-disrupting-the-secretive-world-of-quants/</loc>
		<lastmod>2019-10-08T05:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/nick-wade-driving-from-beijing-to-paris-and-stories-in-risk-modelling/</loc>
		<lastmod>2019-10-08T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/investing-at-a-crossroads-post-qe-and-the-new-era-of-sustainability/</loc>
		<lastmod>2019-10-08T03:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/risk-advice-the-policy-journey-has-begun/</loc>
		<lastmod>2019-10-08T00:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/aussie-investors-now-expect-10-9-pc/</loc>
		<lastmod>2019-10-04T05:46:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/fadf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/knox-australias-low-cost-pension/</loc>
		<lastmod>2019-10-04T04:53:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/inside-the-risk-advice-summit-movement/</loc>
		<lastmod>2019-10-03T02:15:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/the-advice-industrys-policy-paradox/</loc>
		<lastmod>2019-10-03T01:02:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/cover1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/COVER2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/COVER3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/cover4.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/Jane_8187-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/10/cover5.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/advisers-expect-140k-but-salary-not-important/</loc>
		<lastmod>2019-10-02T20:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/associations-weigh-in-on-risk-advice-review/</loc>
		<lastmod>2019-10-02T05:58:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/10/cpa-australia-rails-against-advice-regulation/</loc>
		<lastmod>2019-10-01T22:21:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/search-for-quality-what-beer-can-teach-us-about-compliance/</loc>
		<lastmod>2019-09-30T11:42:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/PBT_BW.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/insurance-models-marred-by-rocky-glide-paths/</loc>
		<lastmod>2019-09-30T08:23:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/now-is-the-time-to-be-a-contrarian-investor/</loc>
		<lastmod>2019-09-30T06:50:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/cormann-indicates-wait-and-see-approach-on-risk-commissions/</loc>
		<lastmod>2019-09-30T06:45:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_web_700px-4212.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2016/12/fund-managers-in-the-spotlight-as-they-strive-to-master-the-pitch/</loc>
		<lastmod>2019-09-30T03:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advice-need-lost-amid-the-noise-tagliaferro/</loc>
		<lastmod>2019-09-27T03:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/what-advisers-really-think-of-their-licensee/</loc>
		<lastmod>2019-09-27T03:21:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/cd.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/photo-gallery-risk-advice-summit-2019/</loc>
		<lastmod>2019-09-27T00:13:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-139-1808.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-135-4304.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-127-1775.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-125-4260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-109-4145.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-106-4116.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-097-3989.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-092-3968.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-087-3935.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-086-3924.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-078-3868.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-077-3862.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-074-3788.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-063-3733.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-062-1678.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-060-3724.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-057-3708.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-040-3612.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-035-1517.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-019-1451.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-018-1438.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/RAS_wb-008-1396.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/justifying-risk-commissions-bemuses-me-afas-kewin/</loc>
		<lastmod>2019-09-26T22:56:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/gggrrr2.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/06YkCqGQ.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/grr4.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/scott-treloar-skiing-in-singapore-and-how-to-quantify-investor-skill/</loc>
		<lastmod>2019-09-26T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/linda-gruendken-cycling-in-cambridge-and-the-randomness-of-markets/</loc>
		<lastmod>2019-09-26T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/jim-creighton-quant-in-the-90s-and-the-ai-reinvention/</loc>
		<lastmod>2019-09-26T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advisers-to-abandon-insurance-in-the-face-of-independence-disclosure/</loc>
		<lastmod>2019-09-25T23:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/new-data-supports-raising-sg-to-12-per-cent/</loc>
		<lastmod>2019-09-25T06:47:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/bolted-on-reforms-could-unwind-mass-market-advice/</loc>
		<lastmod>2019-09-25T02:06:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/pamela-solo.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/alp-to-add-consultation-to-rc-approval-process/</loc>
		<lastmod>2019-09-24T05:56:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/asic-wont-be-cowed-by-ioof-westpac-rulings/</loc>
		<lastmod>2019-09-23T05:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advice-needs-500-to-600-grads-per-year/</loc>
		<lastmod>2019-09-22T22:13:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advice-begins-where-market-returns-end/</loc>
		<lastmod>2019-09-19T06:29:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/mp-confronts-asic-on-commission-ban-research/</loc>
		<lastmod>2019-09-18T22:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/unisuper-sunsuper-see-higher-equity-markets/</loc>
		<lastmod>2019-09-18T05:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/brokers-to-challenge-1m-penalties-and-ambiguous-verbiage/</loc>
		<lastmod>2019-09-17T06:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/is-active-investing-doomed/</loc>
		<lastmod>2019-09-16T06:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/87-say-robo-advice-has-been-a-fizzer/</loc>
		<lastmod>2019-09-13T05:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/time-to-come-clean-upstart-calls-out-platform-conflicts/</loc>
		<lastmod>2019-09-12T10:59:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/09/IMG_4448.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/asic-continues-with-its-big-end-of-town-focus/</loc>
		<lastmod>2019-09-12T05:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/hub24s-alcock-backs-mid-tier-licensees/</loc>
		<lastmod>2019-09-11T06:28:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/centrepoint-doubles-down-on-fee-for-service-transition/</loc>
		<lastmod>2019-09-10T21:59:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/managed-account-fum-tops-71-billion/</loc>
		<lastmod>2019-09-10T05:52:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advisers-warned-not-to-take-fasea-delay-for-granted/</loc>
		<lastmod>2019-09-09T22:07:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/the-industrys-drive-for-scale-who-benefits/</loc>
		<lastmod>2019-09-09T06:50:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/not-all-dealer-services-are-built-the-same/</loc>
		<lastmod>2019-09-06T06:28:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/amps-biggest-challenge-yet-silos-to-clients-first/</loc>
		<lastmod>2019-09-05T23:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/asic-asks-providers-for-commissions-ban-data/</loc>
		<lastmod>2019-09-05T05:46:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/advice-in-the-2020s-about-empathy-not-information/</loc>
		<lastmod>2019-09-05T05:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/corporate-cop-warns-of-conflicts-ahead/</loc>
		<lastmod>2019-09-04T05:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/guided-by-evidence-risk-advices-single-canberra-message/</loc>
		<lastmod>2019-09-03T04:09:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1361.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1815.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1470.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1326.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1878.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/AIA-PH-RT_Pr-1792.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/rt2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/09/global-risk-a-sobering-picture-shyam-sunder/</loc>
		<lastmod>2019-09-03T03:43:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/future-funds-neal-environment-remains-challenging/</loc>
		<lastmod>2019-08-29T06:58:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/exclusive-interview-faseas-glenfield-on-a-defining-year-for-advice/</loc>
		<lastmod>2019-08-29T06:12:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/COVER3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/PP-COVER.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/COVER2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/asics-shipton-clear-eyed-on-using-the-courts/</loc>
		<lastmod>2019-08-29T05:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/blueprint-a-new-model-for-advice/</loc>
		<lastmod>2019-08-29T04:08:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/table1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/table2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/side-by-side-trust-is-earned-over-time/</loc>
		<lastmod>2019-08-29T02:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/transitional-timeline-concerns-are-being-considered-hume/</loc>
		<lastmod>2019-08-28T07:02:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/investors-need-to-know-portfolios-are-set-to-fail/</loc>
		<lastmod>2019-08-28T06:18:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/many-portfolios-are-set-to-fail/</loc>
		<lastmod>2019-08-28T04:37:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/ioof-to-focus-on-salaried-convert-advisers/</loc>
		<lastmod>2019-08-26T08:03:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/clients-want-product-and-investment-advice-new-research/</loc>
		<lastmod>2019-08-26T02:40:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/asic1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/the-value-of-saying-no/</loc>
		<lastmod>2019-08-22T05:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/asic-kicks-off-grandfathered-review-issues-notices/</loc>
		<lastmod>2019-08-22T04:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/the-advice-industrys-leadership-deficit/</loc>
		<lastmod>2019-08-22T00:27:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/knox-rice-and-asher-urge-retirement-reform/</loc>
		<lastmod>2019-08-22T00:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/the-end-of-institutionally-owned-advice-as-we-know-it/</loc>
		<lastmod>2019-08-21T21:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/brace-for-change-advisers-havent-seen-anything-yet/</loc>
		<lastmod>2019-08-21T06:19:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/support-your-team-through-adversity/</loc>
		<lastmod>2019-08-21T01:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/chant-west-and-conexus-financial-join-forces-for-super-fund-awards/</loc>
		<lastmod>2019-08-20T02:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/lloyd-to-segment-and-protect-godfrey-pembroke/</loc>
		<lastmod>2019-08-19T23:26:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/its-not-disruption-its-opportunity/</loc>
		<lastmod>2019-08-19T05:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/after-20-years-weve-almost-reached-peak-compliance/</loc>
		<lastmod>2019-08-18T22:12:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/advisers-taking-challenges-in-stride-investment-trends/</loc>
		<lastmod>2019-08-14T06:03:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/tricks-for-avoiding-buyers-remorse-as-ma-heats-up/</loc>
		<lastmod>2019-08-14T06:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/the-advice-sherpa-a-new-career-pathway-emerges/</loc>
		<lastmod>2019-08-12T06:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/cba-whistleblower-protection-policies-arent-enough/</loc>
		<lastmod>2019-08-09T23:25:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/trade-wars-pose-significant-risk-rbas-lowe/</loc>
		<lastmod>2019-08-09T06:15:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/amp-to-amend-bolr-terms-and-cull-adviser-group/</loc>
		<lastmod>2019-08-08T20:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/advisers-achieve-90pc-pass-rate-on-fasea-exam/</loc>
		<lastmod>2019-08-08T04:51:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/cba-abandons-financial-wisdom-with-assisted-closure/</loc>
		<lastmod>2019-08-07T06:31:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/get-the-two-biggest-business-decisions-right/</loc>
		<lastmod>2019-08-07T06:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/03/cfs-exec-flags-advice-gap-as-demerger-stalled/</loc>
		<lastmod>2019-08-07T05:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/turning-advisers-to-managed-accounts-like-hand-to-hand-combat/</loc>
		<lastmod>2019-08-06T06:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/time-to-move-on-advisers-taking-the-next-step/</loc>
		<lastmod>2019-08-05T22:45:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/zcgz.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/Xcvv-zv-zcv-zcv-zcv-zcv-zcv.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/ggggggggggg.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/asic-to-keep-an-open-mind-on-regtech/</loc>
		<lastmod>2019-08-05T05:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/advisers-consider-the-next-chapter/</loc>
		<lastmod>2019-08-04T23:36:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/adfd.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/SDVSv.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/08/adfbadfba.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/08/associations-cry-foul-as-commissions-ban-confirmed-for-2021/</loc>
		<lastmod>2019-08-02T05:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/industry-homes-in-on-adviser-salary-levels/</loc>
		<lastmod>2019-07-29T06:50:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/adff.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/asic-outlines-surveillance-plans-for-risk-advice-review/</loc>
		<lastmod>2019-07-27T00:32:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2014/07/striking-a-blow/</loc>
		<lastmod>2019-07-26T01:28:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/in-their-own-words-there-were-tears/</loc>
		<lastmod>2019-07-26T00:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/pinnacle-tout-zero-management-fee-cash-etf/</loc>
		<lastmod>2019-07-26T00:05:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/2825-advisers-gone-as-migration-patterns-emerge/</loc>
		<lastmod>2019-07-24T05:43:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/adfbaFBA.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/AFBABABG.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/adfadba.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/finwis-sale-in-doubt-as-advisers-disperse/</loc>
		<lastmod>2019-07-24T05:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/merger-to-create-120-billion-investment-giant/</loc>
		<lastmod>2019-07-23T06:20:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/buyer-to-seller-the-one-number-that-matters/</loc>
		<lastmod>2019-07-22T07:02:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/d-d-laws-a-win-for-both-clients-and-providers/</loc>
		<lastmod>2019-07-22T06:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/more-money-less-new-funds-smsfs-reshape/</loc>
		<lastmod>2019-07-21T22:23:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/pic.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/financial-advice-valued-at-4-4-of-investments/</loc>
		<lastmod>2019-07-19T06:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/qsupers-brad-holzberger-betting-on-bonds/</loc>
		<lastmod>2019-07-19T06:28:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/the-hardest-environment-to-invest-experts-on-navigating-risk/</loc>
		<lastmod>2019-07-19T01:12:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_000.jpg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_035.jpg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_014.jpg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_029.jpg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_016.jpg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/CON_023.jpg.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/not-all-commissions-are-bad/</loc>
		<lastmod>2019-07-18T23:35:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_06193.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_0619.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_06199.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_06196.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_06198.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/EDM_AIA_900x600px_06194.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/business-planning-has-taken-a-back-seat-business-health/</loc>
		<lastmod>2019-07-17T06:19:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/help-clients-avoid-the-executor-trap/</loc>
		<lastmod>2019-07-17T06:14:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/viridians-expansion-by-the-numbers/</loc>
		<lastmod>2019-07-17T01:19:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/the-typical-financial-planner-now-and-then/</loc>
		<lastmod>2019-07-17T01:19:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/sentry-and-matrix-win-top-licensee-of-the-year-awards/</loc>
		<lastmod>2019-07-16T10:20:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/promoting-competition-in-super-is-essential/</loc>
		<lastmod>2019-07-15T06:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2018/09/letters-to-the-editor-sept-2018/</loc>
		<lastmod>2019-07-15T01:25:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2018/09/Letters-graphic.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/frightfully-clever-in-that-manipulative-sly-horrible-way/</loc>
		<lastmod>2019-07-14T05:06:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/68261/</loc>
		<lastmod>2019-07-12T03:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/count-financial-valued-at-40m-as-rowe-prepares-for-shareholder-vote/</loc>
		<lastmod>2019-07-11T21:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/68250/</loc>
		<lastmod>2019-07-11T05:11:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/advisers-banding-together-for-the-next-phase/</loc>
		<lastmod>2019-07-10T04:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/where-advisers-really-add-value/</loc>
		<lastmod>2019-07-09T07:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/j-p-morgan-shifts-quality-focus-to-us-large-caps/</loc>
		<lastmod>2019-07-09T05:46:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/adfbadbf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/the-problem-with-our-approach-to-ethics/</loc>
		<lastmod>2019-07-08T06:06:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/advisers-tracking-at-60-to-70-per-cent-on-practice-exam-kaplan/</loc>
		<lastmod>2019-07-08T04:04:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/hostplus-and-club-super-in-merger-talks/</loc>
		<lastmod>2019-07-05T06:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/advisers-say-crms-are-getting-better/</loc>
		<lastmod>2019-07-04T05:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/in-their-own-words-its-like-going-on-a-date/</loc>
		<lastmod>2019-07-04T04:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/consumers-taking-a-shine-to-self-licensed-advisers/</loc>
		<lastmod>2019-07-03T05:00:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/S1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/S5.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/S2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/S3.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/07/S4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/shipton-signals-focus-on-general-advice/</loc>
		<lastmod>2019-07-03T04:59:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/self-licensing-in-three-phone-calls/</loc>
		<lastmod>2019-07-02T06:26:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/accountants-request-for-adviser-levy-discount-rejected-by-asic/</loc>
		<lastmod>2019-07-01T07:07:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/07/platform-wars-the-blood-sport-continues/</loc>
		<lastmod>2019-07-01T06:07:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/qics-allison-hill-grappling-with-japanification/</loc>
		<lastmod>2019-06-28T06:20:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/fear-and-loathing-in-emerging-markets/</loc>
		<lastmod>2019-06-28T05:22:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/at-the-vanguard-of-faseas-provisional-year/</loc>
		<lastmod>2019-06-28T03:07:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/the-hard-thing-about-hard-things/</loc>
		<lastmod>2019-06-27T04:11:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/modern-slavery-campaigners-turn-to-financial-services/</loc>
		<lastmod>2019-06-26T04:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/where-risk-lives-in-the-local-market/</loc>
		<lastmod>2019-06-25T07:08:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/lack-of-bond-bears-speaks-volumes-on-rates/</loc>
		<lastmod>2019-06-24T06:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/faseas-code-of-ethics-should-kill-percentage-based-fees/</loc>
		<lastmod>2019-06-24T05:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/oreana-leads-licensee-as-investor-model/</loc>
		<lastmod>2019-06-21T08:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/03/private-capital-stepping-in-to-fund-advice-acquisitions/</loc>
		<lastmod>2019-06-21T03:38:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/how-to-change-seven-steps-to-advice-business-transitions/</loc>
		<lastmod>2019-06-20T23:05:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/asic-commissioner-values-advice-but-not-ratbags/</loc>
		<lastmod>2019-06-20T06:02:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/funds-must-take-modern-slavery-out-of-supply-chains/</loc>
		<lastmod>2019-06-20T05:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/it-matters-who-else-is-investing-in-your-lic/</loc>
		<lastmod>2019-06-19T07:03:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/women-still-disadvantaged-by-new-super-rules/</loc>
		<lastmod>2019-06-19T06:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/ma-spree-continues-with-fiducians-mystate-buy/</loc>
		<lastmod>2019-06-17T23:33:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/westpac-finalising-advice-referral-partners/</loc>
		<lastmod>2019-06-17T22:20:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/afa-fpa-confirm-alliance-join-life-insurance-movement/</loc>
		<lastmod>2019-06-17T07:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/asic-policy-change-on-living-standards-a-big-win-for-the-industry/</loc>
		<lastmod>2019-06-14T06:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/count-financial-sold-to-natural-home-countplus/</loc>
		<lastmod>2019-06-13T21:01:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/cbus-cio-kristian-fok-funds-brace-for-cutthroat-competition/</loc>
		<lastmod>2019-06-13T06:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/dont-rush-for-the-equities-exit-fidelity/</loc>
		<lastmod>2019-06-12T06:23:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/Capture.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/06/Capture2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/the-evolution-of-the-smsfa-conferences-educational-objective/</loc>
		<lastmod>2019-06-12T01:36:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/odwyer-the-system-must-be-the-best-it-can-possibly-be/</loc>
		<lastmod>2019-06-12T01:29:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/tech-enabled-hybrid-advice-model-emerges/</loc>
		<lastmod>2019-06-11T06:56:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/can-super-be-trusted/</loc>
		<lastmod>2019-06-07T05:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/the-asxs-take-on-trustees/</loc>
		<lastmod>2019-06-07T05:20:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/code-of-ethics-impossible-to-manage-afa/</loc>
		<lastmod>2019-06-05T09:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/06/sunsuper-chair-says-new-ceo-will-face-tremendous-challenges/</loc>
		<lastmod>2019-06-05T06:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/new-life-insurance-framework-will-test-advisers/</loc>
		<lastmod>2019-06-03T23:55:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/the-advice-industrys-supply-side-problem/</loc>
		<lastmod>2019-05-31T04:11:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/05/EDM_charts_900x600px_0619.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/05/EDM_charts_900x600px_06192.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/super-funds-face-intense-media-scrutiny/</loc>
		<lastmod>2019-05-30T06:14:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2018/05/the-australian-financial-planning-market-full-licensee-listing-2/</loc>
		<lastmod>2019-05-30T04:28:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/key-speakers-turnbull-slattery-and-costello/</loc>
		<lastmod>2019-05-30T01:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2017/02/wealth-management-on-the-front-foot-plan-ahead/</loc>
		<lastmod>2019-05-30T01:54:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/asic-shifts-focus-to-mda-providers-and-advisers/</loc>
		<lastmod>2019-05-29T07:42:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/where-portfolio-completion-begins/</loc>
		<lastmod>2019-05-29T07:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/surge-in-adviser-switching-expected-ey/</loc>
		<lastmod>2019-05-28T22:34:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/05/sdfbsfb.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/why-the-second-100-clients-are-far-less-profitable-than-the-first/</loc>
		<lastmod>2019-05-28T06:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/where-the-advisers-are-going/</loc>
		<lastmod>2019-05-27T05:49:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/political-outsider-named-new-financial-services-minister/</loc>
		<lastmod>2019-05-27T05:33:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.professionalplanner.com.au/wp-content/uploads/2019/05/senator1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.professionalplanner.com.au/2019/05/asic-asks-licensees-for-grandfathered-commissions-status/</loc>
		<lastmod>2019-05-24T10:16:44+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->